Stop postponing the things you want to do because you are waiting for someone to join you. Make plans and follow through. When you start living life your way, good things will happen. Become the master of your destiny. 5 stars
Happy Birthday: Take a serious look at your financial situation and strategize how you can lower your overhead. Taking on extra work is possible, but don't do so if it will put you in another tax bracket. It's important to divide your time equally between home, work, play and rest. Too much of anything will be costly both physically and emotionally. Your numbers are 4, 12, 26, 28, 32, 34, 45.